The Project for Financial Independence (www

The Project for Financial Independence (www.consultaplanner.org) is no longer available.

We apologize for any inconvenience.

The National Endowment for Financial Education® (NEFE®) remains dedicated to helping you make sound financial decisions to meet life’s financial challenges.

You can find many practical articles, worksheets, tips and valuable resources on Smart About Money (www.smartaboutmoney.org) to help you better understand how to manage your money.

If you are carrying too much debt, you may find assistance by working with a credit consolidation service. However, it is important to make sure that the firm you work with is reputable. You can obtain a list of reputable credit counseling services from the National Foundation for Credit Counseling (www.nfcc.org) or the Association of Independent Consumer Credit Counseling Agencies (www.aiccca.org. The Better Business Bureau (www.bbb.org) can also provide information about various firms.

If you are behind in your mortgage or being threatened with foreclosure, contact HOPE NOW (www.hopenow.com), an alliance of U.S. Department of Housing and Urban Development approved counseling agents, servicers, investors and other mortgage market participants that provide free foreclosure prevention assistance. HOPE NOW also can be reached by calling 888-995-HOPE.

To locate a financial advisor in your area contact any of these financial planning professional organizations:

· Certified Financial Planner Board of Standards (www.cfp.net)

· Financial Planning Association (www.fpanet.org)

· National Association of Personal Financial Advisors (www.napfa.org)

· Society of Financial Service Professionals (www.financialpro.org)

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